Privacy Policy

Effective Date: 1/1/2025

Safety First Financial values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data in compliance with applicable laws, including TCR requirements.

1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, address, phone number, email address, and other contact details.
• Financial Information: Details related to your financial accounts, income, and other relevant data necessary for providing our services.
• Consent Data: Opt-in records and timestamps when you provide consent to receive SMS communications.

3. How We Collect Information

• Directly from You: Through forms, phone calls, texts, or email when you engage with our services.
• Automated Technologies: Cookies and similar tracking technologies when you visit our website.

4. How We Use Your Information

We use your information for the following purposes:

• To provide financial services such as Medicare guidance, annuity consultations, and retirement planning.
• To send communications like appointment reminders, account updates, and responding to inquiries.
• To comply with regulatory requirements and ensure data security.

5. Sharing of Information

We do not sell or share your personal data, including SMS opt-in records, with third parties. However, your information may be shared in the following cases:

• With authorized service providers who assist us in delivering services (e.g., SMS platforms).
• When required by law or regulatory authorities.

6. Data Security

We employ industry-standard measures, including encryption, to protect your data from unauthorized access or breaches.

7. Contact Us

If you have questions about our Privacy Policy, please contact us at:
Email: [[email protected]]
Website: https://sfinancial.net
Phone: [954.564.0052]

Visit https://sfinancial.net/privacy-policy/ for privacy policy and https://sfinancial.net/privacy-policy/ for Terms of Service.

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Terms & Conditions

Effective Date: 1/1/2025

These Terms & Conditions outline your use of our services, including SMS communications, provided by [Company Name]. By engaging with our services, you agree to the following terms:

1. Types of Messages

You may receive:

• Appointment reminders and scheduling confirmations.
• Updates about your accounts or financial plans.
• Important notifications regarding Annuity, Medicare, or retirement services.

2. Consent to Receive SMS Messages

By providing your mobile phone number and explicitly opting into SMS communications via texting us first and confirming your consent as described below, you consent to receive text messages (SMS/MMS) from us. Messages may include updates, alerts, and other information related to our products or services.

• Frequency: Message frequency may vary.
• Message and Data Rates: Standard message and data rates may apply as per your mobile carrier’s terms.

3. How We Obtain Consent

We obtain your consent to receive SMS communications in the following ways:

• Text Message Opt-In: If you text us first. We will then send a follow-up confirmation via SMS confirming your consent to interact back and forth with a representative. This will include texting a keyword (e.g., “JOIN”) to our designated short code, which signifies explicit consent.
• In-Person/Verbal Consent: Through verbal or written consent during interactions with our representatives, with a follow-up confirmation via SMS.

4. Use of Your Information

Your phone number will only be used for the purposes outlined in this Terms and Conditions document. For more details about how we handle your personal data, please refer to our Privacy Policy.

5. Opt-Out Instructions

You may opt out of SMS communications at any time by:

• Replying “STOP” to any SMS message you receive from us. You will receive a confirmation message stating, “You have successfully unsubscribed and will no longer receive messages from Safety First Financial.”
• To Get Help: Reply “HELP” to any text message or contact us directly at [email protected]. You will receive a message with contact information for assistance.
• Contacting us via email at [[email protected]].

Once you opt out, you will no longer receive SMS messages unless you re-enroll by providing explicit consent.

6. Carrier SMS Policy Compliance

Our SMS program complies with carrier requirements, including:

• Disclosing message frequency, message and data rates, and opt-out instructions upfront.
• Providing clear opt-in methods and confirmation messages for your consent.
• Avoiding the use of SMS for unsolicited marketing or prohibited content.
• Support and Assistance

For assistance or questions about SMS communications, you can contact us at:

• Email: [[email protected]]
• Phone: [954.564.0052]
• Text HELP: Reply “HELP” to any SMS message for support
• Access or Update Information: Contact us to access, update, or delete your personal information.

7. Messaging Frequency

Message frequency may vary depending on the nature of your interaction with us.

8. Charges and Rates

Message and data rates may apply. Check with your mobile carrier for details.

7. Data Privacy

We do not share text messaging originator opt-in data with third parties. Your information is used exclusively for the purposes stated in our Privacy Policy.

8. Limitations of Liability

Safety First Financial Inc. is not responsible for delays, interruptions, or undelivered SMS messages caused by factors beyond our control, such as carrier outages or technical errors.

9. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective upon posting on our website.

10. Compliance with Regulations

We adhere to all federal and state regulations, including those related to SMS marketing, such as the Telephone Consumer Protection Act (TCPA) and TCR requirements.

Visit https://sfinancial.net/privacy-policy/ for privacy policy and https://sfinancial.net/privacy-policy/ for Terms of Service.